128 Spears Street, Toronto, ON

$575,000
MLS#:W13072770
2 beds
2 baths
< 700 sqft
1.0 parking
Residential Freehold
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Added:May 1, 2026(120 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rockcliffe-Smythe. Expertly crafted featuring premium aluminum siding and brick front construction, this residence presents an exceptional opportunity offered at $575,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning < 700 sqft on a premium 15 x 186 ft lot
  • Features a finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient baseboard heating via electric

Description

Deep Ravine Lot 186 feet deep! Finished Bsmt with Sep Entrance. Convenient location close to public transportation, amenities and highways.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 128 Spears Street, Toronto is currently for sale and has been available on SousaSells for 120 days. This property is listed at $575,000 with an estimated mortgage of $1,914* per month. It has 2 beds, 2 bathrooms, and is < 700 square feet. 128 Spears Street, Toronto is in the Rockcliffe-Smythe neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rockcliffe-Smythe, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 1, 2026 (120 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Brick Front
BasementFinished, Separate Entrance
Lot Size15 × 186 Feet
CountyToronto
Annual Tax$1,700
Legal DescriptionPlan 1461 Part Lot 2

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 128 Spears Street, Toronto, ON

Q.What is the asking price for 128 Spears Street, Toronto, ON ?

The current listing price for 128 Spears Street, Toronto, ON in Rockcliffe-Smythe, Toronto is $575,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 128 Spears Street, Toronto, ON ?

128 Spears Street, Toronto, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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128 Spears Street, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rockcliffe-Smythe, Toronto

SAFETY RATING8.5 / 10
Low Incident Area
Total Annual Incidents387 incidents / yr
Average Per Month32.3 incidents / mo
Population Benchmark24,102 residents
Personal Safety
Elevated

195 assaults (802.1/100k)

Property Security
Moderate

35 B&E (144.0/100k)

Auto Theft Risk
Elevated

58 thefts (238.6/100k)

1-Year Trend
â–¼ 10.4%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 128 Spears Street, Toronto, ON M6N 3X7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,500 (30.0%)
* Minimum Canadian down payment required for this price is $32,500.
Amortization Period30 Years
Estimated Monthly Payment$1,914Based on a loan of $402,500 over 30 years.
Purchase Price$575,000
Loan Amount$402,500
Provincial Land Transfer Tax:$7,975
Toronto Municipal Land Transfer Tax:$7,975
Total Estimated Closing Taxes:$15,950

About Purchasing a Home in Toronto, ON

For a property listed at $575,000 in Toronto, the legal minimum down payment is $32,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,975 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $7,975 also applies, bringing the total estimated land transfer taxes to $15,950.

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Rockcliffe-Smythe, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rockcliffe-Smythe, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,727,108

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Rockcliffe-Smythe, Toronto

Elementary Schools

Our Lady of Victory
Public70 Guestville Avenue, York, Toronto, Ontario, M6N 4N3
4.7
Santa Maria
Public25 Avon Avenue, York, Toronto, Ontario, M6N 4X8
1.4
St James
Public230 Humbercrest Boulevard, York, Toronto, Ontario, M6S 4L3
7.9
Runnymede
Public569 Jane Street, York, Toronto, Ontario, M6S 4A3
7.7
James Culnan
Public605 Willard Avenue, York, Toronto, Ontario, M6S 3S1
6.3

Secondary Schools

Runnymede
Public569 Jane Street, York, Toronto, Ontario, M6S 4A3
4.0
York Memorial
Public2690 Eglinton Avenue West, York, Toronto, Ontario, M6M 1T9
2.9
Humberside
Public280 Quebec Avenue, Toronto, Ontario, M6P 2V3
9.0
Ursula Franklin
Public146 Glendonwynne Road, Toronto, Ontario, M6P 3J7
9.7

Rockcliffe-Smythe, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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