195 McCaul Street, Unit 521, Toronto, ON

$699,000
MLS#:C13111116
2 beds
1 baths
500-599 sqft
1.0 parking
Residential Condo & Other
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Added:May 11, 2026(110 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Apartment common element condo located in the coveted neighborhood of Kensington-Chinatown. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The Bread Company Condos (2024). Bright and functional 1+1 bedroom offering stylish loft living with modern finishes throughout. Features exposed 9-ft concrete ceilings, open-concept layout, and west exposure with floor-to-ceiling windows and glass slidingdoors that flood the space with natural light. The sleek kitchen offers ample storage and integrated stainless steel appliances, including a GAS stove. Separate den provides flexible additional space for a home office or guest area. Spa-inspired four-piece bathroom showcases marble tile,soaker tub, and a large vanity with generous storage. PARKING INCLUDED. This convenient location truly has it all. Just steps to St. Patrick Station, the Dundas streetcar, University of Toronto, Queen's Park, Art Gallery of Ontario, Grange Park, Baldwin Village, Mount Sinai Hospital, Toronto General Hospital and Sick Kids Hospital. Minutes to Kensington Market, the Entertainment, Financial, and Fashion Districts. Surrounded by a vibrant mix of cultural restaurants, fitness clubs and gyms, chic cafés, upscale bars, and premier shopping in Queen West.

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Property Summary

This condo apartment located at 195 McCaul Street, Toronto is currently for sale and has been available on SousaSells for 110 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 2 beds, 1 bathroom, and is 500-599 square feet. 195 McCaul Street, Toronto is in the Kensington-Chinatown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Kensington-Chinatown, Toronto.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •500-599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Toronto.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
AddedMay 11, 2026 (110 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommon Element Condo
Architectural StyleApartment
ConstructionConcrete
BasementNone
CountyToronto
Annual Tax$4,147

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Clear View

Interior Features

  • Carpet Free

Security Features

  • Concierge/Security

Community Features

None listed

Frequently Asked Questions about 195 McCaul Street, Unit 521, Toronto, ON

Q.What is the asking price for 195 McCaul Street, Unit 521, Toronto, ON ?

The current listing price for 195 McCaul Street, Unit 521, Toronto, ON in Kensington-Chinatown, Toronto is $699,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 500-599 sqft.

Q.What property type and architectural style is 195 McCaul Street, Unit 521, Toronto, ON ?

195 McCaul Street, Unit 521, Toronto, ON is a Common Element Condo (Apartment) featuring a None basement.

Q.What key property features does 195 McCaul Street, Unit 521, Toronto, ON offer?

Key property features include: Arts Centre, Clear View.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.What security features are installed at 195 McCaul Street, Unit 521, Toronto, ON ?

Security features include: Concierge/Security.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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195 McCaul Street, Unit 521, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Kensington-Chinatown, Toronto

SAFETY RATING4.5 / 10
Active Urban Center
Total Annual Incidents1,085 incidents / yr
Average Per Month90.4 incidents / mo
Population Benchmark22,801 residents
Personal Safety
Elevated

476 assaults (2122.7/100k)

Property Security
Elevated

152 B&E (677.9/100k)

Auto Theft Risk
Elevated

28 thefts (124.9/100k)

1-Year Trend
â–˛ +26.8%

Elevated vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Condo Complex Overview

195 McCaul Street Condo

195 McCaul Street Toronto, Toronto

Built 20124.0 RatingView Building Page

195 McCaul Street Condo: Micro‑Location & Urban Transit Deep Dive

Cross‑Street Connectivity and Walk Score

The intersection of McCaul and Spadina Avenue places this building at the crossroads of two vibrant corridors. A short stroll brings you to Queen Street West, where boutique shops, art galleries, and a rotating roster of pop‑up restaurants create a constantly evolving streetscape. Walk Score sits at 94, indicating that daily errands can be completed without a car, a metric that resonates with young professionals and downsizers alike.

TTC Access and GO Train Proximity

Two TTC streetcar lines — 510 Spadina and 505 Dundas — run just steps away, providing rapid east‑west service to the downtown core. For commuters who prefer rail, the Harbourfront GO station is a six‑minute walk, linking to the Union Station hub in under ten minutes. This dual‑mode access makes the building especially attractive to buyers who value flexibility in commute options.

Neighborhood Amenities Within a Five‑Minute Walk

  • ✦
    Parks: Grange Park and the Riverside Park promenade are both within a ten‑minute walk, offering green space for recreation.
  • ✦
    Dining: A curated selection of eateries lines McCaul Street, from casual cafés to upscale bistros, ensuring diverse culinary options.
  • ✦
    Schools: The area is serviced by St. George’s Elementary and Harbord House Public School, both rated highly in the Toronto District School Board.

Building Profile and Architectural Nuances

Constructed in 2012, the low‑rise condo features a brick‑and‑glass façade that blends contemporary sleekness with a nod to the historic character of the Fashion District. The lobby showcases double‑height ceilings, polished stone floors, and a concierge desk that handles package deliveries and visitor check‑ins. Units range from 450 sq ft studios to 1,200 sq ft two‑bedroom layouts, many of which boast floor‑to‑ceiling windows that flood interiors with natural light.

Maintenance Fees and What They Cover

The monthly maintenance fee averages $420 for a one‑bedroom unit, covering heat, water, building insurance, and exterior lighting. Additional services include 24‑hour security, elevator maintenance, and common‑area cleaning. Notable exclusions are individual electricity usage and cable/internet, which residents typically arrange separately.

Parking, Storage and Visitor Accommodations

The building provides one underground parking space per unit for a separate fee of $150 per month, a premium in this high‑demand area. Storage lockers are allocated on a per‑unit basis, and guest parking is limited to a first‑come, first‑served basis in the underground lot, with a reservation system for occasional visitors.

Resale Trends and Buyer Demographics

Over the past three years, average sale prices for units at 195 McCaul Street have appreciated 6.8%, outperforming the downtown Toronto average of 4.2%. The buyer pool skews toward young professionals seeking a walkable lifestyle and empty‑nesters looking to downsize without sacrificing amenities. The building’s low vacancy rate of 2.3% reflects strong demand and effective management.

Ideal Buyer Profile and Lifestyle Appeal

If you value a vibrant street scene, quick transit access, and modern finishes, this condo aligns with those priorities. The building’s pet‑friendly policy, rooftop terrace with city views, and in‑building fitness center further enhance its appeal to a demographic that seeks both convenience and community.

Final Thoughts and Actionable Next Steps

Whether you are scouting condos for sale at 195 McCaul Street Toronto or evaluating a potential investment, the combination of prime micro‑location, solid resale resilience, and well‑balanced amenities makes this building a standout option. For a customized building evaluation, off‑market alerts, or a confidential unit valuation, reach out to Tony Sousa & The SOUSA TEAM today. Their local expertise can translate these market insights into a concrete action plan tailored to your real‑estate goals.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 McCaul Street 521, Toronto, ON M5T 0E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Toronto Municipal Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$20,910

About Purchasing a Home in Toronto, ON

For a property listed at $699,000 in Toronto, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $10,455 also applies, bringing the total estimated land transfer taxes to $20,910.

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Kensington Chinatown, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kensington Chinatown, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,544,314

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Kensington Chinatown, Toronto

Elementary Schools

Ogden
Public33 Phoebe Street, Toronto, Ontario, M5T 1A8
6.8
Orde Street
Public18 Orde Street, Toronto, Ontario, M5T 1N7
6.2
St Edward
PublicEdward Street, Toronto, Ontario, M5G 1E2
9.0
Ryerson
Public96 Denison Avenue, Toronto, Ontario, M5T 1E4
4.1
Whitney
PublicQueen's Park Crescent West, Toronto, Ontario, M5S 3M2
9.7

Secondary Schools

St. Mary’s
Catholic9 Portugal Square, Toronto, Ontario, M6J 2H2
4.9
St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2

Kensington Chinatown, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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