32 Bernard Avenue, Toronto, ON

$3,095,000
MLS#:C13558946
3 beds
4 baths
2000-2500 sqft
1.0 parking
Residential Freehold
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Added:Jul 13, 2026(47 days ago)
Updated:Jul 20, 2026(40 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Annex. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $3,095,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 19.78 x 111.19 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in the heart of the coveted Annex/Yorkville Neighbourhood, 32 Bernard is a charming Victorian residence that seamlessly blends historic character with refined contemporary living. Offering approx. 2500 Sq.Ft above grade of thoughtfully designed living space, this beautifully updated home features 2 generous bedrooms with ample closets, a versatile den and 4 bathrooms tailored for modern comfort. The renovated eat-in kitchen offers sun-filled space, the expansive principle rooms are perfect for entertaining where elegant proportions and seamless flow create an exceptional setting for everyday living. Choose from a private garden retreat or a 3rd floor rooftop terrace to enjoy morning coffee, summer evenings or outdoor gatherings complete with the convenience of one-car parking in a carport, this exceptional property is just steps from vibrant shops, acclaimed restaurants in Yorkville and Avenue Rd/Davenport, parks and the best urban amenities the Annex has to offer. This is a rare opportunity to own a character-filled Victorian home in one of Toronto's most sought-after neighbourhoods.

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Property Summary

This detached home located at 32 Bernard Avenue, Toronto is currently for sale and has been available on SousaSells for 47 days. This property is listed at $3,095,000 with an estimated mortgage of $10,302* per month. It has 3 beds, 4 bathrooms, and is 2000-2500 square feet. 32 Bernard Avenue, Toronto is in the Annex neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Annex, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Toronto.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 13, 2026 (47 days ago)
UpdatedJul 20, 2026 (40 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size19.78 Ă— 111.19 Feet
CountyToronto
Annual Tax$18,308.04
Legal DescriptionPlan 369 Pt Lot 19

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 32 Bernard Avenue, Toronto, ON

Q.What is the asking price for 32 Bernard Avenue, Toronto, ON ?

The current listing price for 32 Bernard Avenue, Toronto, ON in Annex, Toronto is $3,095,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 32 Bernard Avenue, Toronto, ON ?

32 Bernard Avenue, Toronto, ON is a Semi-Detached (3-Storey) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Carport).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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32 Bernard Avenue, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Annex, Toronto

SAFETY RATING7.2 / 10
Moderate Incident Area
Total Annual Incidents905 incidents / yr
Average Per Month75.4 incidents / mo
Population Benchmark38,487 residents
Personal Safety
Elevated

448 assaults (1192.4/100k)

Property Security
Moderate

148 B&E (393.9/100k)

Auto Theft Risk
Elevated

65 thefts (173.0/100k)

1-Year Trend
â–˛ +5.8%

Elevated vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 32 Bernard Avenue, Toronto, ON M5R 1R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$928,500 (30.0%)
* Minimum Canadian down payment required for this price is $619,000.
Amortization Period30 Years
Estimated Monthly Payment$10,302Based on a loan of $2,166,500 over 30 years.
Purchase Price$3,095,000
Loan Amount$2,166,500
Provincial Land Transfer Tax:$63,850
Toronto Municipal Land Transfer Tax:$63,850
Total Estimated Closing Taxes:$127,700

About Purchasing a Home in Toronto, ON

For a property listed at $3,095,000 in Toronto, the legal minimum down payment is $619,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $63,850 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $63,850 also applies, bringing the total estimated land transfer taxes to $127,700.

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Annex, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Annex, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$2,297,979

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Annex, Toronto

Elementary Schools

Huron Street
Public541 Huron Street, Toronto, Ontario, M5R 2R6
5.8
Jesse Ketchum
Public61 Davenport Road, Toronto, Ontario, M5R 1H4
7.3
Cottingham
PublicCottingham Street, Toronto, Ontario, M4V 1E3
10.0
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9

Secondary Schools

St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2
Harbord
Public286 Harbord Street, Toronto, Ontario, M6G 1G5
7.5

Annex, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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