640 Chesapeake Drive, Waterloo, ON

$2,198,000
MLS#:X13723240
5 beds
4 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Aug 28, 2026(1 day ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $2,198,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 66.84 x 161.39 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Bar Fridge
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A RARE MASTERPIECE OF LUXURY, PRIVACY & RESORT-STYLE LIVING Rarely does a property of this calibre come to market with exceptional architecture, uncompromising quality and the finest in indoor-outdoor living. Set on a premium 66 foot x 161 foot deep lot backing onto protected greenspace. Beyond the home lies an extraordinary resort-inspired backyard, meticulously designed to transform everyday living into an exceptional experience. The outdoor oasis is nothing short of spectacular, featuring a magnificent in-ground pool, hot tub, covered cabana with gas fireplace, full entertainment bar with keg fridge, bar refrigerator and wine fridge, built-in barbecue area. hot tub Whether hosting an intimate evening or entertaining on a grand scale, this is an outdoor environment designed to impress. Inside, more than 4,300 square feet of exquisitely planned living space unfolds across this exceptional residence, complemented by a three-car garage and an impressive collection of luxury finishes , soaring double-height foyer, dedicated home office and builder-built three-season sunroom, creating a seamless connection between the refined interior and spectacular outdoor setting. The gourmet kitchen is appointed with top-of-the-line Viking appliances, while the thoughtfully designed floor plan provides both grand entertaining spaces and comfortable everyday living. Upstairs, four generously proportioned bedrooms include a remarkable primary retreat, complete with a luxurious ensuite and a walk-in closet. The lower level further elevates the home with 9-foot ceilings, an additional bedroom, work-out area and a separate side entrance staircase, offering exceptional flexibility for guests, recreation, extended family or additional living space. A home of this distinction is rarely offered. For the discerning buyer seeking privacy, prestige, exceptional entertaining and a truly unforgettable lifestyle, this is an opportunity not to be missed.

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Property Summary

This detached home located at 640 Chesapeake Drive, Waterloo is currently for sale and has been available on SousaSells for 1 day. This property is listed at $2,198,000 with an estimated mortgage of $7,316* per month. It has 5 beds, 4 bathrooms, and is 3000-3500 square feet. 640 Chesapeake Drive, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 28, 2026 (1 day ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size66.84 Ă— 161.39 Feet
CountyWaterloo
Annual Tax$14,152
Legal DescriptionBLOCK 20, PLAN 58M266, S/T EASE LT103690 IN FAVOR OF UNION GAS LIMITED AND THE CORPORATION OF THE CITY OF WATERLOO OVER PART OF SAID LOT BEING PART 21 ON 58R-13909 ; WATERLOO

Parking & Garage

Parking Total6.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Bar Fridge
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 640 Chesapeake Drive, Waterloo, ON

Q.What is the asking price for 640 Chesapeake Drive, Waterloo, ON ?

The current listing price for 640 Chesapeake Drive, Waterloo, ON in Waterloo is $2,198,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 640 Chesapeake Drive, Waterloo, ON ?

640 Chesapeake Drive, Waterloo, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Bar Fridge, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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640 Chesapeake Drive, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 640 Chesapeake Drive, Waterloo, ON N2K 4G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$659,400 (30.0%)
* Minimum Canadian down payment required for this price is $439,600.
Amortization Period30 Years
Estimated Monthly Payment$7,316Based on a loan of $1,538,600 over 30 years.
Purchase Price$2,198,000
Loan Amount$1,538,600
Provincial Land Transfer Tax:$41,425
Total Estimated Closing Taxes:$41,425

About Purchasing a Home in Waterloo, ON

For a property listed at $2,198,000 in Waterloo, the legal minimum down payment is $439,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $41,425 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $41,425.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$869,288

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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