148 Main Street, West Elgin, ON

$399,900
MLS#:X13148538
3 beds
1 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Added:May 20, 2026(101 days ago)
Updated:Aug 13, 2026(16 days ago)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of West Lorne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the heart of West Lorne - just steps to the fire hall, local shops, restaurants, parks, and walking trails, with quick access to Highway 401 for an easy commute. Situated on a generous 66 x 132 ft lot, this charming 3-bedroom, 1-bath bungalow offers comfortable single-floor living - ideal for first-time buyers or downsizers seeking small-town charm and everyday convenience. Inside, you'll find a spacious living room filled with natural light and a dedicated space for a dining room, creating a functional layout for both everyday living and entertaining. A bright 3-season sunroom adds bonus square footage and is perfect for morning coffee or relaxing evenings in spring and fall. An attached garage - a rare find in this price point - adds valuable storage, parking, and functionality, with convenient interior access. From the garage, patio doors lead to the fully fenced backyard (2021), offering a private space ideal for kids, pets, or summer gatherings. The adorable blue kitchen features stainless steel appliances, a gas stove, dishwasher (2023), and a brand-new fridge (2025). The thoughtful layout places the primary bedroom near the bathroom, with two additional bedrooms perfect for children, guests, or a home office. A cozy alcove offers flexible space for a reading nook or desk. With the entry and utility area located beside the existing bathroom, there may also be potential to add a convenient powder room for added functionality (buyer to verify). Key updates include windows (2020), roof (2019), insulated and sealed crawl space (2021), washer and dryer (2024), owned hot water tank (2025), and furnace & A/C (2024, currently rentals). Gas BBQ hookup included. West Lorne offers friendly small-town living just 35 minutes to London and Chatham - the perfect balance of peace and accessibility. Some photos are virtually staged.

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Property Summary

This detached home located at 148 Main Street, West Elgin is currently for sale and has been available on SousaSells for 101 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 148 Main Street, West Elgin is in the West Lorne neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in West Lorne, West Elgin.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in West Elgin.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedMay 20, 2026 (101 days ago)
UpdatedAug 13, 2026 (16 days ago)
Last Checked12 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size66 × 132 Feet
CountyElgin
Annual Tax$1,797
Legal DescriptionLT 88 PL 199 WEST LORNE; WEST ELGIN

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 148 Main Street, West Elgin, ON

Q.What is the asking price for 148 Main Street, West Elgin, ON ?

The current listing price for 148 Main Street, West Elgin, ON in West Lorne, West Elgin is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 148 Main Street, West Elgin, ON ?

148 Main Street, West Elgin, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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148 Main Street, West Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

West Lorne, West Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 148 Main Street, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in West Elgin, ON

For a property listed at $399,900 in West Elgin, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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West Lorne, West Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lorne, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$527,528

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in West Lorne, West Elgin

Elementary Schools

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Secondary Schools

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West Lorne, West Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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