190 Margaret Street, West Lincoln, ON

$989,800
MLS#:X13722288
5 beds
2 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Added:Aug 28, 2026(1 day ago)
Updated:Aug 28, 2026(1 day ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Smithville. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $989,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 126.64 x 93 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: In-Law Suite, Carpet Free, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This rarely offered corner lot with a spectacular wrap-around entertainer's yard is nestled within a highly sought-after, family-friendly enclave. This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout. Generous living spaces are enhanced by high-end custom cabinetry, custom wall mouldings, and stylish details for the discerning buyer.The fully remodelled kitchen spares no detail, featuring solid wood cabinetry, a vaulted shiplap ceiling, quartz backsplash/countertops, a large servery with built-in wine-rack and bar fridge, custom-built coffee nook, upgraded stainless appliances and integrated dishwasher.The showstopper backyard is an entertainer's dream, centred around an oversized 18'x 32' pool and surrounded by beautifully landscaped grounds, interlocked patio, separate pergola retreat and generous storage with 3 sheds. Exterior upgrades include a new fence, custom wood pool deck and paved driveway(2024), new garage door(2025), and integrated year-round string lights, creating the perfect ambiance for entertaining on summer evenings.The primary bedroom offers a convenient semi-ensuite with built-in storage and laundry. The second bedroom features wall-to-wall closets for exceptional storage, while the versatile third bedroom includes a fold-up Murphy bed with built-in cabinetry on either side.Ideal for guests, a home office or flexible family living.The beautifully finished lower level offers a versatile in-law suite with its own private gate, separate back entrance and dedicated yard space. An ideal setup for multi-family living while maintaining privacy and independence. The suite features two bright bedrooms, an open-concept office, large custom kitchen, separate laundry area and 3pc bath.A truly exceptional opportunity offering turnkey living, incredible indoor/outdoor spaces, extensive upgrades, and a rare combination of style and functionality!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 190 Margaret Street, West Lincoln is currently for sale and has been available on SousaSells for 1 day. This property is listed at $989,800 with an estimated mortgage of $3,295* per month. It has 5 beds, 2 bathrooms, and is 1500-2000 square feet. 190 Margaret Street, West Lincoln is in the Smithville neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Smithville, West Lincoln.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Smithville, West Lincoln.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 28, 2026 (1 day ago)
UpdatedAug 28, 2026 (1 day ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionAluminum Siding, Brick
BasementSeparate Entrance, Finished
Lot Size126.64 Ă— 93 Feet
CountyNiagara
Annual Tax$4,878
Legal DescriptionPCL 51-1 SEC M92; LT 51 PL M92 AS CONFIRMED BY PL 30BA1689, PL M92 IS NOT A PLAN OF SUDIVISION WITHIN THE MEANING OF THE PLANNING ACT ; WEST LINCOLN THIS PLAN IS NOT A PLAN OF SUBDIVSION WITHIN THE MEANING OF THE PLANNING ACT

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Suite
  • Carpet Free
  • Auto Garage Door Remote
  • Central Vacuum
  • Bar Fridge

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 190 Margaret Street, West Lincoln, ON

Q.What is the asking price for 190 Margaret Street, West Lincoln, ON ?

The current listing price for 190 Margaret Street, West Lincoln, ON in Smithville, West Lincoln is $989,800.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 190 Margaret Street, West Lincoln, ON ?

190 Margaret Street, West Lincoln, ON is a Detached (Sidesplit) featuring a Separate Entrance, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite, Carpet Free, Auto Garage Door Remote, Central Vacuum, Bar Fridge.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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190 Margaret Street, West Lincoln, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smithville, West Lincoln

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Margaret Street, West Lincoln, ON L0R 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Lincoln.

Configure Loan Settings

Interest Rate4.00%
Down Payment$296,940 (30.0%)
* Minimum Canadian down payment required for this price is $73,980.
Amortization Period30 Years
Estimated Monthly Payment$3,295Based on a loan of $692,860 over 30 years.
Purchase Price$989,800
Loan Amount$692,860
Provincial Land Transfer Tax:$16,271
Total Estimated Closing Taxes:$16,271

About Purchasing a Home in West Lincoln, ON

For a property listed at $989,800 in West Lincoln, the legal minimum down payment is $73,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,271 for this transaction. As this listing is in West Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,271.

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Smithville, West Lincoln Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smithville, West Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$916,009

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Smithville, West Lincoln

Elementary Schools

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Secondary Schools

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Smithville, West Lincoln Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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