205 Orchard Street, Central Elgin, ON

$366,000
MLS#:X13534680
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Added:Jul 7, 2026(53 days ago)
Updated:Jul 9, 2026(51 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Port Stanley. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $366,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 76 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Meter, Water Heater Owned
  • Efficient forced air heating via gas

Description

IMMEDIATE Possession available! Pretty rare these days to find a double lot (76' x 100'), with incredible privacy under an arbour of trees, gorgeous hillside scenery, and a fully serviced residential house all in one for such an affordable price tag! And, right in the heart of the downtown core, yet off to the side on a quiet treed dead-end street, reminiscent of storybook settings. With a quick walk around the corner to the Little Beach this 1.5 storey house comes with these key updates as of 2022: 200 amp electrical panel, new gas meter, new water meter, and owned HWT (new in 2021); Roof was reshingled in 2021. Low property taxes for being right in the heart of the downtown core, with steps to all amenities. Take full advantage of this large lot to build your dreamhome via prefab, new build, or tiny home on this existing residential footprint, and / or build a 2nd building with a business on the main floor & residential above, build up to 3 storeys here! - and right up to the lot lines! Many options on this large parcel! 6 allowable uses under this zoning. Zoning info is available upon request. B1 has its advantages! More advantages here than owning a residential lot if you're looking for a private "boutique" spa-like atmostphere on a quiet dead-end street!. Survey is in the photos. Book your showing with your Realtor to discover how you can transform this dreamy location into your long term residential home with business advantages!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 205 Orchard Street, Central Elgin is currently for sale and has been available on SousaSells for 53 days. This property is listed at $366,000 with an estimated mortgage of $1,218* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 205 Orchard Street, Central Elgin is in the Port Stanley neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Port Stanley, Central Elgin.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 7, 2026 (53 days ago)
UpdatedJul 9, 2026 (51 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Vinyl Siding
BasementFull, Unfinished
Lot Size76 Ă— 100 Feet
CountyElgin
Annual Tax$4,250
Legal DescriptionPT LT 1 CON 1 YARMOUTH AS IN E337587; CENTRAL ELGIN

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Arts Centre
  • Beach
  • Cul de Sac/Dead End
  • Greenbelt/Conservation
  • Lake Access
  • School

Interior Features

  • Water Meter
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 205 Orchard Street, Central Elgin, ON

Q.What is the asking price for 205 Orchard Street, Central Elgin, ON ?

The current listing price for 205 Orchard Street, Central Elgin, ON in Port Stanley, Central Elgin is $366,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 205 Orchard Street, Central Elgin, ON ?

205 Orchard Street, Central Elgin, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 205 Orchard Street, Central Elgin, ON offer?

Key property features include: Arts Centre, Beach, Cul de Sac/Dead End, Greenbelt/Conservation, Lake Access, School.

Q.What interior features are included in this home?

Interior highlights include: Water Meter, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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205 Orchard Street, Central Elgin, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Port Stanley, Central Elgin

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 205 Orchard Street, Central Elgin, ON N5L 1C4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$109,800 (30.0%)
* Minimum Canadian down payment required for this price is $18,300.
Amortization Period30 Years
Estimated Monthly Payment$1,218Based on a loan of $256,200 over 30 years.
Purchase Price$366,000
Loan Amount$256,200
Provincial Land Transfer Tax:$3,965
Total Estimated Closing Taxes:$3,965

About Purchasing a Home in Central Elgin, ON

For a property listed at $366,000 in Central Elgin, the legal minimum down payment is $18,300 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,965 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,965.

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Port Stanley, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Stanley, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$979,501

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Port Stanley, Central Elgin

Elementary Schools

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Secondary Schools

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Port Stanley, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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