120 University Avenue, Unit 6101, Cobourg, ON

$619,000
MLS#:X13463202
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2 beds
2 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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This property was sold on July 10, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jun 18, 2026(72 days ago)
Updated:Jul 10, 2026(50 days ago)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $619,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • 1.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to "The Egerton" in the highly coveted Ryerson Commons development. This rare, main floor corner suite offers 1,367 sqft of bright, open-concept living space designed for effortless living. The spacious layout features a versatile den-ideal as a dedicated home office or a second bedroom-alongside a generous primary retreat complete with a walk-in closet and a 5-piece ensuite with heated floor. The open concept kitchen with centre island overlooks the dining and living rooms. Step through the living room's seamless walkout to a private, covered, south-facing garden terrace that overlooks the pristine inner courtyard and meticulously landscaped grounds. The detached single car garage is 27 ft deep allowing plenty of room for truck or large SUV, while still offering plenty of storage space. Experience premium, maintenance-free living within walking distance of historic downtown Cobourg, local shops, and the waterfront. Also, enjoy the convenience of grocery and pharmacy stores just 500 metres from your door. It's time to stop cutting grass and shoveling snow! If you are looking to simplify life and have the ability to just lock up go, at a moments notice then this could just be the opportunity you've been waiting for !!

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Property Summary

This condo apartment located at 120 University Avenue, Cobourg is currently for sale and has been available on SousaSells for 72 days. This property is listed at $619,000 with an estimated mortgage of $2,060* per month. It has 2 beds, 2 bathrooms, and is 1200-1399 square feet. 120 University Avenue, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1200-1399 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJuly 10, 2026
Sold price information is available to members only
AddedJun 18, 2026 (72 days ago)
UpdatedJul 10, 2026 (50 days ago)
Last Checked5 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Stucco (Plaster)
BasementNone
CountyNorthumberland
Annual Tax$5,760

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Beach
  • Hospital
  • Library
  • Park
  • Public Transit

Interior Features

  • Auto Garage Door Remote
  • Floor Drain
  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Separate Hydro Meter
  • Water Heater Owned
  • Water Meter
  • Wheelchair Access

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 120 University Avenue, Unit 6101, Cobourg, ON

Q.What is the asking price for 120 University Avenue, Unit 6101, Cobourg, ON ?

The current listing price for 120 University Avenue, Unit 6101, Cobourg, ON in Cobourg, Cobourg is $619,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 120 University Avenue, Unit 6101, Cobourg, ON ?

120 University Avenue, Unit 6101, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 120 University Avenue, Unit 6101, Cobourg, ON offer?

Key property features include: Arts Centre, Beach, Hospital, Library, Park, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Floor Drain, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Water Heater Owned, Water Meter, Wheelchair Access.

Q.What security features are installed at 120 University Avenue, Unit 6101, Cobourg, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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120 University Avenue, Unit 6101, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120 University Avenue 6101, Cobourg, ON K9A 0A9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$185,700 (30.0%)
* Minimum Canadian down payment required for this price is $36,900.
Amortization Period30 Years
Estimated Monthly Payment$2,060Based on a loan of $433,300 over 30 years.
Purchase Price$619,000
Loan Amount$433,300
Provincial Land Transfer Tax:$8,855
Total Estimated Closing Taxes:$8,855

About Purchasing a Home in Cobourg, ON

For a property listed at $619,000 in Cobourg, the legal minimum down payment is $36,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,855 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,855.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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