245 Elgin Street, Unit 201, Cobourg, ON

Unavailable - Members Only
MLS#:Members Only
3 beds
3 baths
1200-1399 sqft
2.0 parking
Residential Condo & Other
Unavailable Listing

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Listing Status: Unavailable

This property listing is currently unavailable. Photos, price, description, and property details are reserved for free members.

Added:Jul 16, 2026(44 days ago)
Updated:Aug 21, 2026(8 days ago)
Last Checked:14 minutes ago

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Property Highlights

Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $559,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1200-1399 sqft
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome home to this convenient 3-bedroom, 3-full bathroom bungalow townhome that perfectly blends comfort, accessibility, and versatile resort-style living. Avoid the elements with your private inside access from the attached garage, leading into a bright and functional main floor. The heart of the home features a welcoming kitchen with a clever pass-thru to the dining room, making hosting a breeze. Transition into the spacious living room, where large glass doors offer a seamless walkout to a private patio - your own peaceful oasis looking out toward a serene backdrop of mature trees. Explore the creek right on the property, perfect for peaceful afternoons of fishing, or for golf enthusiasts, a fantastic course with restaurant is located right across the road, offering premium recreation steps from your front door. The main level features two roomy bedrooms and two full washrooms, while the finished basement offers incredible flexibility, boasting a third full bathroom and potential for an in-law suite or guest retreat. Located conveniently close to shopping, the hospital, and with easy 401-access, this townhome delivers low-maintenance living without sacrificing space, privacy, or lifestyle.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

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Additional Details

StatusTerminated
AddedJul 16, 2026 (44 days ago)
UpdatedAug 21, 2026 (8 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleBungalow
ConstructionStucco (Plaster), Brick
BasementFull, Finished
CountyNorthumberland
Annual Tax$4,366.09

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Park
  • Public Transit
  • Rec./Commun.Centre

Interior Features

  • Auto Garage Door Remote
  • Guest Accommodations
  • Primary Bedroom - Main Floor
  • Storage

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 245 Elgin Street, Unit 201, Cobourg, ON

Q.What is the asking price for 245 Elgin Street, Unit 201, Cobourg, ON ?

The current listing price for 245 Elgin Street, Unit 201, Cobourg, ON in Cobourg, Cobourg is $559,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1200-1399 sqft.

Q.What property type and architectural style is 245 Elgin Street, Unit 201, Cobourg, ON ?

245 Elgin Street, Unit 201, Cobourg, ON is a Condo Townhouse (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 245 Elgin Street, Unit 201, Cobourg, ON offer?

Key property features include: Golf, Greenbelt/Conservation, Hospital, Park, Public Transit, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor, Storage.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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245 Elgin Street, Unit 201, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 245 Elgin Street W 201, Cobourg, ON K9A 5M1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$167,700 (30.0%)
* Minimum Canadian down payment required for this price is $30,900.
Amortization Period30 Years
Estimated Monthly Payment$1,861Based on a loan of $391,300 over 30 years.
Purchase Price$559,000
Loan Amount$391,300
Provincial Land Transfer Tax:$7,655
Total Estimated Closing Taxes:$7,655

About Purchasing a Home in Cobourg, ON

For a property listed at $559,000 in Cobourg, the legal minimum down payment is $30,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,655 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,655.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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