245 Elgin Street, Unit 201, Cobourg, ON
Property Highlights
Welcome to this remarkable Bungalow condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1200-1399 sqft
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location.
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Property Summary
This townhouse located at 245 Elgin Street, Cobourg is currently for sale and has been available on SousaSells for 8 days. This property is listed at $549,000 with an estimated mortgage of $1,827* per month. It has 3 beds, 3 bathrooms, and is 1200-1399 square feet. 245 Elgin Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •3 spacious bedroom layout offering versatile living space
- •3 well-appointed bathrooms
- •1200-1399 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Golf
- Greenbelt/Conservation
- Hospital
- Park
- Public Transit
- Rec./Commun.Centre
Interior Features
- Auto Garage Door Remote
- Guest Accommodations
- Primary Bedroom - Main Floor
- Storage
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 245 Elgin Street, Unit 201, Cobourg, ON
Q.What is the asking price for 245 Elgin Street, Unit 201, Cobourg, ON ?
The current listing price for 245 Elgin Street, Unit 201, Cobourg, ON in Cobourg, Cobourg is $549,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 3 bathrooms across approximately 1200-1399 sqft.
Q.What property type and architectural style is 245 Elgin Street, Unit 201, Cobourg, ON ?
245 Elgin Street, Unit 201, Cobourg, ON is a Condo Townhouse (Bungalow) featuring a Full, Finished basement.
Q.What key property features does 245 Elgin Street, Unit 201, Cobourg, ON offer?
Key property features include: Golf, Greenbelt/Conservation, Hospital, Park, Public Transit, Rec./Commun.Centre.
Q.What interior features are included in this home?
Interior highlights include: Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor, Storage.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (Attached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 245 Elgin Street W 201, Cobourg, ON K9A 5M1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $549,000 in Cobourg, the legal minimum down payment is $29,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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