26 Spencer Street, Unit 106, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-799 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- equipped with other central cooling and highly efficient baseboard heating via electric
Description
Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.
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Property Summary
This condo apartment located at 26 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 11 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 26 Spencer Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •700-799 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Hospital
- Park
- School
Interior Features
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 26 Spencer Street, Unit 106, Cobourg, ON
Q.What is the asking price for 26 Spencer Street, Unit 106, Cobourg, ON ?
The current listing price for 26 Spencer Street, Unit 106, Cobourg, ON in Cobourg, Cobourg is $359,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 700-799 sqft.
Q.What property type and architectural style is 26 Spencer Street, Unit 106, Cobourg, ON ?
26 Spencer Street, Unit 106, Cobourg, ON is a Condo Apartment (2-Storey) featuring a None basement.
Q.What key property features does 26 Spencer Street, Unit 106, Cobourg, ON offer?
Key property features include: Beach, Hospital, Park, School.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Other.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 26 Spencer Street E 106, Cobourg, ON K9A 1C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $359,000 in Cobourg, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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