26 Spencer Street, Unit 112, Cobourg, ON

Unavailable - Members Only
MLS#:Members Only
2 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
Unavailable Listing

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Listing Status: Unavailable

This property listing is currently unavailable. Photos, price, description, and property details are reserved for free members.

Added:Aug 4, 2026(25 days ago)
Updated:Aug 20, 2026(9 days ago)
Last Checked:20 minutes ago

Description & Highlights Locked

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Property Highlights

Welcome to this remarkable 2-Storey condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Intercom, Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

Move right into this beautifully updated ground floor condo offering affordable, low maintenance living in a convenient mid-town Cobourg location. Renovated in 2020, this bright 2 bedroom unit features a spacious open concept layout with modern finishes throughout. The stylish kitchen is complete with quartz countertops, soft close cabinetry, stainless steel appliances, and an adjoining dining area that open to the living room with a large picture window. Luxury vinyl plank flooring extends throughout the unit. The updated 4 piece bathroom is finished with a quartz countertop.The generous primary bedroom offers a walk-in closet and plenty of natural light, while the second bedroom, complete with a double closet, provides flexibility for guests or a home office.Enjoy easy level entry with no elevator required, one owned parking space, and quick access to the shared patio, mature trees, and communal BBQ area. Pet friendly and offering reasonable condo fees and property taxes, this is an exceptional opportunity for first-time buyers, downsizers, or investors. Ideally situated on the transit route and within walking distance to downtown Cobourg, shopping, restaurants, VIA Rail, parks, and the renowned Cobourg Beach, this move-in ready home offers outstanding value.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

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Additional Details

StatusTerminated
AddedAug 4, 2026 (25 days ago)
UpdatedAug 20, 2026 (9 days ago)
Last Checked20 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeCondo Apartment
Architectural Style2-Storey
ConstructionBrick
BasementNone
CountyNorthumberland
Annual Tax$1,596

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Intercom
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 26 Spencer Street, Unit 112, Cobourg, ON

Q.What is the asking price for 26 Spencer Street, Unit 112, Cobourg, ON ?

The current listing price for 26 Spencer Street, Unit 112, Cobourg, ON in Cobourg, Cobourg is $379,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-799 sqft.

Q.What property type and architectural style is 26 Spencer Street, Unit 112, Cobourg, ON ?

26 Spencer Street, Unit 112, Cobourg, ON is a Condo Apartment (2-Storey) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Intercom, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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26 Spencer Street, Unit 112, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights Locked

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Pricing & Value Insights

Data-driven valuation for 26 Spencer Street E 112, Cobourg, ON K9A 1C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$113,970 (30.0%)
* Minimum Canadian down payment required for this price is $18,995.
Amortization Period30 Years
Estimated Monthly Payment$1,265Based on a loan of $265,930 over 30 years.
Purchase Price$379,900
Loan Amount$265,930
Provincial Land Transfer Tax:$4,174
Total Estimated Closing Taxes:$4,174

About Purchasing a Home in Cobourg, ON

For a property listed at $379,900 in Cobourg, the legal minimum down payment is $18,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,174 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,174.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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