395A William Street, Cobourg, ON

$349,000
MLS#:X13541698
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Added:Jul 9, 2026(51 days ago)
Updated:Aug 11, 2026(18 days ago)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 43.01 x 168 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Compact, cozy and centrally located to enjoy everything Cobourg and all that comes with being smack dab in the mix of Ontario's Feel-Good Town! This Completely facelifted 2-bedroom home with a very attractive 168' deep lot and opportunistic property comes complete with a multitude of updates, upgrades and finishing touches that provide a turn key opportunity. Windows, doors, siding, bathroom and kitchen renos, electrical, light fixtures, switches, appliances, eavstroughs, EV charging station and much more. Calling all first-time home buyers, retirees, investors, short term and long-term rental enthusiasts, or those looking to add to or start their investment portfolio, this listing is for you! Perfectly positioned to enjoy this incredible town with the very popular beach, marina, boardwalk, Lake Ontario, vibrant downtown, schools, parks, shops, restaurants and so so much more!! - **See Attached Brochure**

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 395A William Street, Cobourg is currently for sale and has been available on SousaSells for 51 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 395A William Street, Cobourg is in the Cobourg neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJul 9, 2026 (51 days ago)
UpdatedAug 11, 2026 (18 days ago)
Last Checked16 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size43.01 Ă— 168 Feet
CountyNorthumberland
Annual Tax$2,815
Legal DescriptionPT LT 8 BLK B PL CADDY (FORMERLY LT 19 CON A HAMILTON) COBOURG; PT LT 9 BLK B PL CADDY (FORMERLY LT 19 CON A HAMILTON) COBOURG BEING PT 2, PLAN 39R-12861 PT LT 8 BLK B PL CADDY (FORMERLY LT 19 CON A HAMILTON) COBOURG; PT LT 9 BLK B PL CADDY (FORMERLY LT 19 CON A HAMILTON) COBOURG; NOW DESIGNATED AS PART 3, PLAN 39R12861; S/T CB162829; COBOURG

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWindow Unit(s)

Features

Property Features

  • Beach
  • Park
  • Lake/Pond
  • School
  • Rec./Commun.Centre
  • Public Transit

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 395A William Street, Cobourg, ON

Q.What is the asking price for 395A William Street, Cobourg, ON ?

The current listing price for 395A William Street, Cobourg, ON in Cobourg, Cobourg is $349,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 395A William Street, Cobourg, ON ?

395A William Street, Cobourg, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 395A William Street, Cobourg, ON offer?

Key property features include: Beach, Park, Lake/Pond, School, Rec./Commun.Centre, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Window Unit(s).

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Location

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395A William Street, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 395A William Street, Cobourg, ON K9A 3A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$104,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,450.
Amortization Period30 Years
Estimated Monthly Payment$1,162Based on a loan of $244,300 over 30 years.
Purchase Price$349,000
Loan Amount$244,300
Provincial Land Transfer Tax:$3,710
Total Estimated Closing Taxes:$3,710

About Purchasing a Home in Cobourg, ON

For a property listed at $349,000 in Cobourg, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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