845 Smith Road, Unit 103, Cobourg, ON

Unavailable - Members Only
MLS#:Members Only
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
Unavailable Listing

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Listing Status: Unavailable

This property listing is currently unavailable. Photos, price, description, and property details are reserved for free members.

Added:Jul 22, 2026(38 days ago)
Updated:Aug 26, 2026(3 days ago)
Last Checked:10 minutes ago

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Property Highlights

Welcome to this remarkable Multi-Level condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • 1.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Some homes simply make life feel a little easier, and this is one of them. Located in Cobourg's sought-after New Amherst neighbourhood, this bright and beautifully maintained 2-bedroom, 2-bathroom condo offers the kind of low-maintenance lifestyle that's easy to appreciate. Whether you're heading downtown for dinner, walking the nearby trails, or spending the afternoon at the beach, everything that makes Cobourg special is just minutes away. Inside, the space feels open, comfortable, and full of natural light. The kitchen offers plenty of storage and overlooks the living area, making it just as practical for everyday life as it is for hosting family and friends. Step onto the covered balcony with your morning coffee or unwind there after a busy day. It's a space you'll use more than you think. The primary bedroom offers a private ensuite, while the second bedroom easily adapts to your lifestyle, whether that's welcoming overnight guests, creating a home office, or setting up a quiet reading room. A detached garage parking space, dedicated storage locker, and the simplicity of condo living mean less time worrying about maintenance and more time enjoying everything the community has to offer. If you've been waiting for a home that feels comfortable from the moment you walk in, in one of Cobourg's most desirable neighbourhoods, this one is well worth seeing.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

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Additional Details

StatusTerminated
AddedJul 22, 2026 (38 days ago)
UpdatedAug 26, 2026 (3 days ago)
Last Checked10 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeCondo Apartment
Architectural StyleMulti-Level
ConstructionVinyl Siding
BasementNone
CountyNorthumberland
Annual Tax$3,558.92

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 845 Smith Road, Unit 103, Cobourg, ON

Q.What is the asking price for 845 Smith Road, Unit 103, Cobourg, ON ?

The current listing price for 845 Smith Road, Unit 103, Cobourg, ON in Cobourg, Cobourg is $489,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 845 Smith Road, Unit 103, Cobourg, ON ?

845 Smith Road, Unit 103, Cobourg, ON is a Condo Apartment (Multi-Level) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

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845 Smith Road, Unit 103, Cobourg, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Cobourg, Cobourg

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 845 Smith Road 103, Cobourg, ON K9A 0C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$146,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,495.
Amortization Period30 Years
Estimated Monthly Payment$1,631Based on a loan of $342,930 over 30 years.
Purchase Price$489,900
Loan Amount$342,930
Provincial Land Transfer Tax:$6,273
Total Estimated Closing Taxes:$6,273

About Purchasing a Home in Cobourg, ON

For a property listed at $489,900 in Cobourg, the legal minimum down payment is $24,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,273 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,273.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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