1021 Spruce Trail, Unit 15, Frontenac, ON

$310,000
MLS#:X13492976
2 beds
1 baths
1000-1199 sqft
4.0 parking
Residential Condo & Other
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Added:Jun 25, 2026(65 days ago)
Updated:Jul 31, 2026(29 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Bungalow common element condo located in the coveted neighborhood of Frontenac Centre. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $310,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1000-1199 sqft
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Propane Tank, Water Heater Owned
  • Efficient forced air heating via propane

Description

Year-Round Home or Cottage with Private Lake Access to Garrison Lake! Welcome to your affordable escape in the heart of cottage country. This 2-bedroom, 1-bathroom home offers year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and year-round living or the perfect seasonal retreat. Just a one-minute walk from the lake and set on a generously sized lot, this property features a spacious living room, a functional kitchen, a sunroom, an unfinished basement, a shed for your tools and toys, and a large wraparound deck that's perfect for relaxing or entertaining. The home is heated with propane, with the current owners enjoying comfortable year-round living. While the property could benefit from some TLC and updating, it presents an excellent opportunity to add value and make it your own. Whether you're looking for a family cottage, retirement getaway, or affordable home near the water, the potential here is undeniable. retirement getaway, or affordable home near the water, the potential here is undeniable. As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared As part of Frontenac Land Condominium Plan 70, owners enjoy access to a variety of shared amenities, including a newer shower house, washroom facilities, private beach, boat launch, and recreational common areas. The condominium consists of individually owned properties surrounded by jointly owned common spaces for the enjoyment of all residents. Enjoy swimming, boating, fishing, and all the benefits of lake life without the expense of waterfront boating, fishing, and all the benefits of lake life without the expense of waterfront ownership. Annual condominium fees are $750. A rare opportunity to own an affordable property moments away from the lake! Bring your vision and start making memories at Garrison Lake.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 1021 Spruce Trail, Frontenac is currently for sale and has been available on SousaSells for 65 days. This property is listed at $310,000 with an estimated mortgage of $1,032* per month. It has 2 beds, 1 bathroom, and is 1000-1199 square feet. 1021 Spruce Trail, Frontenac is in the Frontenac Centre neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Frontenac Centre, Frontenac.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1000-1199 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Frontenac.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
AddedJun 25, 2026 (65 days ago)
UpdatedJul 31, 2026 (29 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommon Element Condo
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartial Basement
CountyFrontenac
Annual Tax$1,778.75

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach
  • Campground
  • Golf
  • Lake Access
  • Library
  • Park

Interior Features

  • Propane Tank
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1021 Spruce Trail, Unit 15, Frontenac, ON

Q.What is the asking price for 1021 Spruce Trail, Unit 15, Frontenac, ON ?

The current listing price for 1021 Spruce Trail, Unit 15, Frontenac, ON in Frontenac Centre, Frontenac is $310,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1000-1199 sqft.

Q.What property type and architectural style is 1021 Spruce Trail, Unit 15, Frontenac, ON ?

1021 Spruce Trail, Unit 15, Frontenac, ON is a Common Element Condo (Bungalow) featuring a Partial Basement basement.

Q.What key property features does 1021 Spruce Trail, Unit 15, Frontenac, ON offer?

Key property features include: Beach, Campground, Golf, Lake Access, Library, Park.

Q.What interior features are included in this home?

Interior highlights include: Propane Tank, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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Location

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1021 Spruce Trail, Unit 15, Frontenac, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Frontenac Centre, Frontenac

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1021 Spruce Trail 15, Frontenac, ON K0H 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Frontenac.

Configure Loan Settings

Interest Rate4.00%
Down Payment$93,000 (30.0%)
* Minimum Canadian down payment required for this price is $15,500.
Amortization Period30 Years
Estimated Monthly Payment$1,032Based on a loan of $217,000 over 30 years.
Purchase Price$310,000
Loan Amount$217,000
Provincial Land Transfer Tax:$3,125
Total Estimated Closing Taxes:$3,125

About Purchasing a Home in Frontenac, ON

For a property listed at $310,000 in Frontenac, the legal minimum down payment is $15,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,125 for this transaction. As this listing is in Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,125.

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Frontenac Centre, Frontenac Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac Centre, Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$488,712

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Frontenac Centre, Frontenac

Elementary Schools

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Secondary Schools

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Frontenac Centre, Frontenac Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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