40 Church Street, Gananoque, ON

$1,995,000
MLS#:X13449218
3 beds
3 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Jun 16, 2026(74 days ago)
Updated:Jun 16, 2026(74 days ago)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Gananoque. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 60 x 155 ft lot
  • Features a crawl space, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Carpet Free
  • equipped with central air central cooling and highly efficient radiant heating via gas

Description

A masterclass in historic preservation and modern luxury. Nestled in a coveted enclave on a quiet cul-de-sac in scenic Gananoque, this classic red brick home has been painstakingly preserved and expanded with a grand stone addition and striking chimney. Offering 3 bedrooms, 3 full baths, and peak views of the St. Lawrence River, this residence is a rare jewel at the Gateway to the Thousand Islands.Beyond the restored front veranda and heated vestibule, the interior blends timeless soul with elite finishes. Original 1900s crown moldings, iron radiators, and the grand staircase have been meticulously restored alongside brand-new wide-plank natural Hickory floors, custom Hunter-Douglas shutters, vintage-style Emtek hardware and Quorum & Metropolitan lighting with dimmers throughout. Three stunning gas fireplaces anchor the family room, great room, and living room. The gourmet kitchen is a chef's dream, featuring a premium Wolf-SubZero appliance suite, Cove dishwasher, bar/wine fridges, garburator, separate filtered drinking water and a Shaw farmers sink with a rubbed bronze Waterstone faucet.Upstairs, the deluxe primary suite boasts a custom window seat, walk-in closet, an ensuite with a Victoria & Albert freestanding slipper tub and glass shower. Two additional bathrooms feature vintage-style bronze Moen fixtures and a cast-iron double slipper tub. Seamless modern upgrades include double-hung Pella windows, central A/C, Culligan water system, Generac generator, and a full security system.The exterior is an entertainer's paradise, showcasing custom hand-wrought ironwork, a cobblestone driveway, a private courtyard with a fountain, and a back terrace with a gas BBQ hookup-all surrounded by lush landscaping with automated nightscaping and underground sprinkler systems. A heated two-car garage with vintage-style doors completes this turnkey estate. Located a short walk from the Gananoque Marina and world-class dining like Riva, this is sophisticated living at its finest.

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Property Summary

This detached home located at 40 Church Street, Gananoque is currently for sale and has been available on SousaSells for 74 days. This property is listed at $1,995,000 with an estimated mortgage of $6,641* per month. It has 3 beds, 3 bathrooms, and is 3000-3500 square feet. 40 Church Street, Gananoque is in the Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Gananoque, Gananoque.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Gananoque.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJun 16, 2026 (74 days ago)
UpdatedJun 16, 2026 (74 days ago)
Last Checked5 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementCrawl Space, Partial Basement
Lot Size60 Ă— 155 Feet
CountyLeeds and Grenville
Annual Tax$6,445
Legal DescriptionLT 522 W Gananoque River PL 86; PT LT 521 W Gananoque River, 524 W Gananoque River PL 86 AS IN LR49204; S/T LR49204; S/T Interest In LR354937; Gananoque

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingCentral Air

Features

Property Features

  • Beach
  • Cul de Sac/Dead End
  • Fenced Yard
  • Library
  • Marina
  • Park

Interior Features

  • Auto Garage Door Remote
  • Bar Fridge
  • Carpet Free
  • Garburator
  • Generator - Full
  • On Demand Water Heater
  • Water Softener

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 40 Church Street, Gananoque, ON

Q.What is the asking price for 40 Church Street, Gananoque, ON ?

The current listing price for 40 Church Street, Gananoque, ON in Gananoque, Gananoque is $1,995,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 40 Church Street, Gananoque, ON ?

40 Church Street, Gananoque, ON is a Detached (2-Storey) featuring a Crawl Space, Partial Basement basement.

Q.What key property features does 40 Church Street, Gananoque, ON offer?

Key property features include: Beach, Cul de Sac/Dead End, Fenced Yard, Library, Marina, Park.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Bar Fridge, Carpet Free, Garburator, Generator - Full, On Demand Water Heater, Water Softener.

Q.What security features are installed at 40 Church Street, Gananoque, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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40 Church Street, Gananoque, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Gananoque, Gananoque

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Church Street, Gananoque, ON K7G 2M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$598,500 (30.0%)
* Minimum Canadian down payment required for this price is $399,000.
Amortization Period30 Years
Estimated Monthly Payment$6,641Based on a loan of $1,396,500 over 30 years.
Purchase Price$1,995,000
Loan Amount$1,396,500
Provincial Land Transfer Tax:$36,375
Total Estimated Closing Taxes:$36,375

About Purchasing a Home in Gananoque, ON

For a property listed at $1,995,000 in Gananoque, the legal minimum down payment is $399,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,375 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,375.

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Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$698,802

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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