40 Pearl Street, Unit 115, Smiths Falls, ON

Unavailable - Members Only
MLS#:Members Only
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
Unavailable Listing

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Listing Status: Unavailable

This property listing is currently unavailable. Photos, price, description, and property details are reserved for free members.

Added:May 29, 2026(92 days ago)
Updated:Aug 25, 2026(4 days ago)
Last Checked:19 minutes ago

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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $329,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to Colonel By Condominium, where comfort, convenience, and community come together in a secure adult-oriented community. This bright and inviting first floor unit features a kitchen with new appliances (2025) and granite countertops, a spacious living room with direct access to your private ground-level patio, and numerous updates throughout. The patio stones were reset in 2026 and the keyed patio door provides the convenience of a separate entrance, making it easy to bring groceries and guests directly into your home. The thoughtful layout includes a generous primary bedroom with walk-in closet, a versatile second bedroom ideal for guests or a home office, a four-piece bathroom, in-unit laundry, and additional storage throughout. Recent updates include new flooring and fresh paint, creating a bright and move-in ready space. Beyond your front door, enjoy all that this welcoming community has to offer, including a common room, library, and private fitness room. Ideally located within walking distance of groceries, restaurants, coffee shops, Lower Reach Park, and the historic Rideau Canal, this is an exceptional opportunity to enjoy a low-maintenance lifestyle while staying connected to the amenities and activities that make Smiths Falls such a wonderful place to live. More than just a condominium, Colonel By is a community you'll be proud to be part of.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

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Additional Details

StatusTerminated
AddedMay 29, 2026 (92 days ago)
UpdatedAug 25, 2026 (4 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details Locked

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Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyLanark
Annual Tax$3,102.76

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

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Frequently Asked Questions about 40 Pearl Street, Unit 115, Smiths Falls, ON

Q.What is the asking price for 40 Pearl Street, Unit 115, Smiths Falls, ON ?

The current listing price for 40 Pearl Street, Unit 115, Smiths Falls, ON in Smiths Falls, Smiths Falls is $329,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 800-899 sqft.

Q.What property type and architectural style is 40 Pearl Street, Unit 115, Smiths Falls, ON ?

40 Pearl Street, Unit 115, Smiths Falls, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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40 Pearl Street, Unit 115, Smiths Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smiths Falls, Smiths Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

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Pricing & Value Insights

Data-driven valuation for 40 Pearl Street 115, Smiths Falls, ON K7A 5B5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$98,970 (30.0%)
* Minimum Canadian down payment required for this price is $16,495.
Amortization Period30 Years
Estimated Monthly Payment$1,098Based on a loan of $230,930 over 30 years.
Purchase Price$329,900
Loan Amount$230,930
Provincial Land Transfer Tax:$3,424
Total Estimated Closing Taxes:$3,424

About Purchasing a Home in Smiths Falls, ON

For a property listed at $329,900 in Smiths Falls, the legal minimum down payment is $16,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,424 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,424.

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Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls, Smiths Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$487,138

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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