40 Pearl Street, Unit 115, Smiths Falls, ON
Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $319,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 800-899 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to Colonel By Condominium, where comfort, convenience, and community come together in a secure adult-oriented community. This bright and inviting first floor unit features a kitchen with new appliances (2025) and granite countertops, a spacious living room with direct access to your private ground-level patio, and numerous updates throughout. The patio stones were reset in 2026 and the keyed patio door provides the convenience of a separate entrance, making it easy to bring groceries and guests directly into your home. The thoughtful layout includes a generous primary bedroom with walk-in closet, a versatile second bedroom ideal for guests or a home office, a four-piece bathroom, in-unit laundry, and additional storage throughout. Recent updates include new flooring and fresh paint, creating a bright and move-in ready space. Beyond your front door, enjoy all that this welcoming community has to offer, including a common room, library, and private fitness room. Ideally located within walking distance of groceries, restaurants, coffee shops, Lower Reach Park, and the historic Rideau Canal, this is an exceptional opportunity to enjoy a low-maintenance lifestyle while staying connected to the amenities and activities that make Smiths Falls such a wonderful place to live. More than just a condominium, Colonel By is a community you'll be proud to be part of.
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Property Summary
This condo apartment located at 40 Pearl Street, Smiths Falls is currently for sale and has been available on SousaSells for 3 days. This property is listed at $319,900 with an estimated mortgage of $1,065* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 40 Pearl Street, Smiths Falls is in the Smiths Falls neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Smiths Falls, Smiths Falls.
- •2 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •800-899 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Smiths Falls.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 40 Pearl Street, Unit 115, Smiths Falls, ON
Q.What is the asking price for 40 Pearl Street, Unit 115, Smiths Falls, ON ?
The current listing price for 40 Pearl Street, Unit 115, Smiths Falls, ON in Smiths Falls, Smiths Falls is $319,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 1 bathroom across approximately 800-899 sqft.
Q.What property type and architectural style is 40 Pearl Street, Unit 115, Smiths Falls, ON ?
40 Pearl Street, Unit 115, Smiths Falls, ON is a Condo Apartment (Apartment) featuring a None basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 1.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Central Air.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Smiths Falls, Smiths Falls
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 40 Pearl Street 115, Smiths Falls, ON K7A 5B5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Smiths Falls, ON
For a property listed at $319,900 in Smiths Falls, the legal minimum down payment is $15,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,274 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,274.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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