99 Optimist Drive, Southwold, ON

$1,028,000
MLS#:X13576030
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4 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on August 24, 2026. This listing is for reference purposes only. to view the sold price.

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Added:Jul 17, 2026(43 days ago)
Updated:Aug 24, 2026(5 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Talbotville. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,028,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 54.13 x 166.27 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Pine Tree Homes presents The Cottonwood. Over 2000 sq ft of expansive bungalow with 14 foot entry leading to an open concept sun drenched kitchen, dining area, large great room with vaulted ceiling and walkout to 3 season sunroom. Beautifully appointed kitchen with large island with waterfall quartz top, matching backsplash, along with walk in pantry. The primary suite boasts a luxurious ensuite with heated floors, electric fireplace, shower built for two, soaker tub and walk thru closet. Other main floor features include additional bedroom with ensuite privilege to full bath, laundry room/ mudroom and den/office off the front entrance. The lower level boasts over 1400 sq ft of space with 8'-4" wall height, oversized windows, and multi - family potential with walk up to the garage. Massive rec room with 2 bedrooms and 4 piece bath round out the finished space. And of course no Pine Tree home would be complete without the cold room below and oversized garage above. This home is a quick possession brand new build with full Tarion Warranty. Home includes appliance package, built in speaker system, and all closets outfitted to suit your families needs.Price includes proposed 2026 HST rebates. Final rebate amount is subject to the passing of Provincial and Federal legislation and purchaser eligibility as per government guidelines, including primary residence or qualifying rental

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Property Summary

This detached home located at 99 Optimist Drive, Southwold is currently for sale and has been available on SousaSells for 43 days. This property is listed at $1,028,000 with an estimated mortgage of $3,422* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 99 Optimist Drive, Southwold is in the Talbotville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Talbotville, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Talbotville, Southwold.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Sold price information is available to members only
AddedJul 17, 2026 (43 days ago)
UpdatedAug 24, 2026 (5 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Stucco (Plaster)
BasementPartially Finished, Walk-Up
Lot Size54.13 Ă— 166.27 Feet
CountyElgin
Annual Tax$0
Legal DescriptionLot 136, Plan 11M249 Township of Southwold

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Rec./Commun.Centre

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • In-Law Capability
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Upgraded Insulation

Security Features

  • Alarm System

Community Features

None listed

Frequently Asked Questions about 99 Optimist Drive, Southwold, ON

Q.What is the asking price for 99 Optimist Drive, Southwold, ON ?

The current listing price for 99 Optimist Drive, Southwold, ON in Talbotville, Southwold is $1,028,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 99 Optimist Drive, Southwold, ON ?

99 Optimist Drive, Southwold, ON is a Detached (Bungalow) featuring a Partially Finished, Walk-Up basement.

Q.What key property features does 99 Optimist Drive, Southwold, ON offer?

Key property features include: Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, In-Law Capability, On Demand Water Heater, Primary Bedroom - Main Floor, Upgraded Insulation.

Q.What security features are installed at 99 Optimist Drive, Southwold, ON ?

Security features include: Alarm System.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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99 Optimist Drive, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Talbotville, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 99 Optimist Drive, Southwold, ON N5P 0G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$308,400 (30.0%)
* Minimum Canadian down payment required for this price is $205,600.
Amortization Period30 Years
Estimated Monthly Payment$3,422Based on a loan of $719,600 over 30 years.
Purchase Price$1,028,000
Loan Amount$719,600
Provincial Land Transfer Tax:$17,035
Total Estimated Closing Taxes:$17,035

About Purchasing a Home in Southwold, ON

For a property listed at $1,028,000 in Southwold, the legal minimum down payment is $205,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,035 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,035.

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Talbotville, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Talbotville, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,261,986

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Talbotville, Southwold

Elementary Schools

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Secondary Schools

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Talbotville, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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