26 Spencer Street, Unit 212, Cobourg, ON
Property no longer active
This property was sold on April 27, 2026. This listing is for reference purposes only. to view the sold price.
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Property Highlights
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $320,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 1 Bedroom and 1 Bathroom
- Generous living space spanning 500-599 sqft
- 0.0 total parking spaces available
- Notable attributes: Carpet Free, Intercom, Water Heater Owned
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
Welcome to stylish, easy living in the heart of Cobourg! This beautifully renovated one-bedroom, one-bathroom condo offers the perfect blend of modern updates and downtown convenience. It has been completely updated & the unit features a bright, airy layout with fresh finishes throughout. The updated kitchen is equipped with sleek stainless steel appliances, contemporary cabinetry, and plenty of prep space-perfect for everyday living or entertaining. The open living area is filled with natural light, creating a warm and inviting atmosphere. The comfortable one-bedroom layout provides comfort and functionality, while the modernized bathroom reflects the unit's clean, updated style. Located in central downtown Cobourg, you're just steps from shops, restaurants, the waterfront, and all the charm this vibrant community has to offer. With low condo fees and a completely refreshed interior, this property is an excellent opportunity for first-time buyers, downsizers, or investors.
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Property Summary
This condo apartment located at 26 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 127 days. This property is listed at $320,000 with an estimated mortgage of $1,065* per month. It has 1 bed, 1 bathroom, and is 500-599 square feet. 26 Spencer Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cobourg, Cobourg.
- •1 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •500-599 sqft of generous functional square footage
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Beach
- Library
- Park
- Place Of Worship
- Public Transit
- School
Interior Features
- Carpet Free
- Intercom
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 26 Spencer Street, Unit 212, Cobourg, ON
Q.What is the asking price for 26 Spencer Street, Unit 212, Cobourg, ON ?
The current listing price for 26 Spencer Street, Unit 212, Cobourg, ON in Cobourg, Cobourg is $320,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 1 bedroom and 1 bathroom across approximately 500-599 sqft.
Q.What property type and architectural style is 26 Spencer Street, Unit 212, Cobourg, ON ?
26 Spencer Street, Unit 212, Cobourg, ON is a Condo Apartment (Apartment) featuring a None basement.
Q.What key property features does 26 Spencer Street, Unit 212, Cobourg, ON offer?
Key property features include: Beach, Library, Park, Place Of Worship, Public Transit, School.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, Intercom, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 0.0 vehicle (None).
Q.What heating and cooling systems are installed?
Heating is provided via Electric and cooling via Window Unit(s).
Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Cobourg, Cobourg
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 26 Spencer Street E 212, Cobourg, ON K9A 1C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $320,000 in Cobourg, the legal minimum down payment is $16,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,275 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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